About Lendarbor
Lendarbor helps you size a US personal loan: how much to borrow and for how long, with the numbers worked out. It is an information site, not a lender.
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Who we are
Lendarbor is an independent website at lendarbor.com. Our mailing address is Lendarbor, 2400 North Henderson Ave, Ste B, Suite 833, Dallas, TX 75206, United States. You can write to us at [email protected] or through the contact page.
What the site does
Most loan pages start with the lender. Lendarbor starts with the loan itself: its size and its length. Each page answers one practical question. What does a $5,000 loan cost over three years? How does a 60-month term compare with a 36-month one? How much can your income carry? How much should you ask for if the lender takes a fee out of the money?
To answer those questions the site has:
- pages on loan amounts, loan terms and sizing decisions, each with worked examples;
- four calculators that show the payment, the total interest and how the balance falls year by year;
- a briefing on rate decisions and rule changes that affect borrowers, a glossary and a FAQ;
- a loan request form for visitors who want lenders and loan brokers to contact them.
Our drawings use tree rings, because a loan grows one ring for each year you repay it.
What the site is not
Lendarbor is not a lender, a loan broker, a credit counselor or a government agency. We do not make loans, decide who gets credit, set rates or make offers. The numbers on our pages are examples worked out with standard loan math, not quotes. If you send a loan request, the lenders and loan brokers who receive it decide on their own whether to contact you and what, if anything, to offer.
We cannot give advice about your personal situation. The disclaimer explains the limits of what we publish, and the licensing page explains how to check the companies that contact you.
How we write and check the pages
Pages are written and reviewed by the Lendarbor Editorial Team. We do not publish bylines of named individuals, and we do not use invented authors or credentials.
We work from primary sources first: the Federal Reserve, the Consumer Financial Protection Bureau, the National Credit Union Administration, the Federal Trade Commission, federal regulations and state laws and regulators. Payments and interest in our examples are computed with the standard amortization formula, and each example says what it assumes. Every article shows the date it was last updated, the sources it relies on and the date its facts were checked.
The editorial policy describes the process in full, and the methodology explains each calculator and data source.
How the site is paid for
Lenders and loan brokers pay Lendarbor for the loan requests visitors choose to send through our form. Visitors pay nothing to use the site or to send a request. We do not run ads or affiliate links. Payment does not change what our pages say or what the calculators show. Details are on how we make money.
Report an error
If you find a figure, a date or a rule on our pages that looks wrong, please tell us through the contact page. Include the page address and, if you can, the source that shows the correct fact. We check every report against the source and update the page if it needs a fix.